Suggestion Banker Profession.

[bfittipaldi]

Well like DG maybe the DHX could buy the gold for less coins than bankers so maybe a banker can sell them to the server for 9c but you can sell to DHX for 5 or 6. That way bankers won't be entirely needed but will be in high demand.

 

[Dwarfers]

I liked how bankers were last map, you know they traded the gold and stuff, but I understand how that makes it harder to control the server since it is players instead of NPCs being bankers. Maybe bankers could have their own personal storage command, similar to /townbank but they get a limited amount of space and they can withdraw items. I am just throwing ideas into the area. Every idea will impact some part of the server in a major way somehow. It is just a matter of which part of Herocraft are willing to change/remove.

Also, would I get to keep my Banker title if Banker becomes a profession? <3

 

[Haxnn]

Not sure if this is still being implemented, but I have a fun skill that may suit this profession. It would allow bankers to create casinos like the slot machines in the dragon casino. All the money they make would go to them, however the money players win would be from their wallet.

 

[Kainzo]

Not sure if this is still being implemented, but I have a fun skill that may suit this profession. It would allow bankers to create casinos like the slot machines in the dragon casino. All the money they make would go to them, however the money players win would be from their wallet.

A flawed concept... what if they didnt have any cash? they could easily exploit it.

 

[Falker57]

I dont even know... I just run to spawn with my gold and so far I havnt been caught. I dont understand why people think this will ruin the server so much... I have not used a banker yet. I know few that have. The only banker that does cross town buying that I have seen is noname. I would like to see that loan thing added. Would be pretty awesome. Also "Banker should have a downside". lol? So many other professions have a really nice benefit and since banker just revolves around smelting gold for a 25% chance to make 1 gold. That means that around every 36 coins you make 1c. Thats 10c for 360c. Its not THAT great. Sure it can make you some extra gold but I can make more money voting. I would rather be a better prof that can sell their goods like a merchant then a Banker

 

[Dsawemd]

SafeVault: Banker's deathchests last longer.

 

[Haxnn]

A flawed concept... what if they didnt have any cash? they could easily exploit it.

If they didn't have cash then maybe it couldn't work. The player would need atleast the amount of a win. I know that it would need alot of work, I just wanted to get the idea out there.

 

[Admira1Ackbar]

I had a few ideas for the Banker profession. I'll outline them below; feel free to take/mix/change however.

Midas Touch: Chance (dependent on level) to get something extra from your golden touch. Chance to get an extra gold ore while mining gold ore, to get a golden apple while breaking leaves, to get a golden carrot while pulling up carrots, and to get a glistering melon when breaking melons.

Banker's Vault: Ability to use Ender Chests.

DHX Insured: You don't lose coins when killed due to a bounty.

 

[Bob_de_Blastoise]

How about they could store others items such as diamonds, armor, ext..... And get paid depending on the rarity of the item and time stored kinda like a chest shop where u pay to put it in and u can take the stuff u put in out for free

 

[Jasquan]

LinkedAccounts: You link your account with another person (that is willing), you then share your money pools.
Alternatively: EqualCash: Works like balance, except with monies.
TimeIsMoney: When you activate this skill, you gain (0,01c*minutes) you've been online for this play session.
GamblingBanker: You spend x amount of coins, and gain random items equal to the value you've given.

I kinda feel this are actually overpowered :s

 

[DefaultTexture]

I had a few ideas for the Banker profession. I'll outline them below; feel free to take/mix/change however.

Midas Touch: Chance (dependent on level) to get something extra from your golden touch. Chance to get an extra gold ore while mining gold ore, to get a golden apple while breaking leaves, to get a golden carrot while pulling up carrots, and to get a glistering melon when breaking melons.

Banker's Vault: Ability to use Ender Chests.

DHX Insured: You don't lose coins when killed due to a bounty.

I like these Ideas. Anyone else?

 

[arcanegrove]

I really liked the intrest I idea. Would be cool if you could set up chest shop for loaning money at a certain %. You would fill the shop up with gold, and use the gold to money, plugin to exchange it for the buyer. But when the buyer buys the money, he has to accept the interest rates.

Also, make it so that he would have to pay weekly, along with the percentage of interest. And make a late fee charge who doesn't pay the weakly sum

 

[Roadkill909]

I really liked the intrest I idea. Would be cool if you could set up chest shop for loaning money at a certain %. You would fill the shop up with gold, and use the gold to money, plugin to exchange it for the buyer. But when the buyer buys the money, he has to accept the interest rates.

Also, make it so that he would have to pay weekly, along with the percentage of interest. And make a late fee charge who doesn't pay the weakly sum

How do we make someone pay back the loan? Autodeduct out of their account? What if someone takes a loan, then spends it all and is broke? Make their account go negative? Take away levels or LWCs? Loans are a hassle due to enforcement.

Banker's Vault: Ability to use Ender Chests.

I like it. Here's an idea to go with it:

Deposit: Your currently held item is deposited into your enderchest if there's room. Should have a long cooldown (~5 minutes) and reagant cost to not let it compete with drop transfer.

Also here's an unrelated one.

Strongbox: Create a temporary LWC that lasts two hours. Five hour cooldown. Can only make one at a time. Needs a reasonable reagant. Keep in mind the numbers are for effect and adjustable.

 

[arcanegrove]

No, but you see, if you doing pay the loan, you get a later fee charge. So I adds up. Kinda like IRS charges, and when ever they get any form of money if would auto deduct, and keep adding up until it gets paid off. So unless, you pay off the dept, your bankrupt.

 

[Danielcan]

I guess you should make bank accounts as banker and it will interest your bank account every month.

Bank accounts must be maximum 1000c and it interest like %0.01 everymonth.

 

[Roadkill909]

No, but you see, if you doing pay the loan, you get a later fee charge. So I adds up. Kinda like IRS charges, and when ever they get any form of money if would auto deduct, and keep adding up until it gets paid off. So unless, you pay off the dept, your bankrupt.

Here's a scenario. You have 500c in your automated loan machine, and it loans it all out to me. I then transfer all that money to my town bank. Then I quit or get banned. You've just lost 500c.

 

[arcanegrove]

Eh, it happens to RL banks all of the time

And any ways, if you ever do desire to get back in, your bankrupt

 

[Roadkill909]

Eh, it happens to RL banks all of the time

And any ways, if you ever do desire to get back in, your bankrupt

Yes but RL banks have credit scores, background checks, and most importantly collect collateral.

 

[Bob_de_Blastoise]

A flawed concept... what if they didnt have any cash? they could easily exploit it.

You could make it where the casino would be closed after the owners wallet reached a set amount

 

[Kainzo]

How do we make someone pay back the loan? Autodeduct out of their account? What if someone takes a loan, then spends it all and is broke? Make their account go negative? Take away levels or LWCs? Loans are a hassle due to enforcement.



I like it. Here's an idea to go with it:

Deposit: Your currently held item is deposited into your enderchest if there's room. Should have a long cooldown (~5 minutes) and reagant cost to not let it compete with drop transfer.

Also here's an unrelated one.

Strongbox: Create a temporary LWC that lasts two hours. Five hour cooldown. Can only make one at a time. Needs a reasonable reagant. Keep in mind the numbers are for effect and adjustable.

I like some of these, lets do it.

I added Enderchests to the Banker professions so far....

name: Banker
default: false
tier: 2
parents:
    strong: [ CRAFTER ]
    weak: []
description: The bean counter
secondary: true
primary: false
permitted-armor: []
permitted-weapon:
- WOOD
- STONE
- SHEARS
- FISHING_ROD
- IRON_PICKAXE
- IRON_AXE
- IRON_SPADE
- IRON_HOE
- DIAMOND_PICKAXE
- DIAMOND_AXE
- DIAMOND_SPADE
- DIAMOND_HOE
permitted-skills:
    Recall:
        level: 1
        mana: 100
    Mark:
        level: 1
        mana: 100
    SummonBook: Complete
        level: 5
        mana: 30
        cooldown: 3600000
    Monetize: Complete
        level: 10
        mana: 25
        cooldown: 2000
    SmeltGold: Complete
        level: 20
        mana: 25
        cooldown: 2000
    Exchange: Complete
        level: 30
        mana: 25
        cooldown: 2000
    TradeRoute: (Not complete, more of a concept)
        level: 60
        mana: 25
        cooldown: 2000
permission-skills:
    Lighter:
        level: 1
    LavaBucket:
        level: 1
    Shears:
        level: 1
    Enderchest:
        level: 40
experience-sources:
- MINING
- FISHING
- SKILL
expmodifier: 1.0
item-damage:
base-max-health: 600
max-health-per-level: 3
expLoss: 0.01
wildcard-permission: true
max-level: 60
recipes: [ default ]